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loss-of-use charges imposed by the rental company, as well as reasonable towing charges
that occur while You are responsible for the vehicle.
How to use Auto Rental Collision Damage Waiver
1. Use Your card to initiate and complete Your entire car rental transaction.
2. Review the auto rental agreement and decline the rental company’s collision damage
waiver (CDW/LDW) option, or a similar provision, as accepting this coverage will
cancel out Your benefit. If the rental company insists that You purchase their
insurance or collision damage waiver, call the Benefit Administrator for
assistance at 1-800-348-8472. Outside the United States, call collect at 1-
804-673-1164.
Before You leave the lot, be sure to check the car for any prior damage.
This benefit is in effect during the time the rental car is in Your (or an authorized driver’s)
control, and it terminates when the rental company reassumes control of their vehicle.
This benefit is available in the United States and most foreign countries (with the
exception of Israel, Jamaica, the Republic of Ireland or Northern Ireland). However,
this benefit is not available where precluded by law, or where it’s in violation of the territory
terms of the auto rental agreement, or when prohibited by individual merchants. Because
regulations vary outside the United States, check with Your auto rental company
and the Benefit Administrator before You travel, to be sure that Auto Rental
Collision Damage Waiver will apply.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of: expensive, exotic, and
antique cars; cargo vans; certain vans; vehicles with an open cargo bed; trucks;
motorcycles; mopeds; motorbikes; limousines; and recreational vehicles.
Examples of expensive or exotic cars are the Alfa Romeo, Aston Martin, Bentley, Corvette,
Ferrari, Jaguar, Lamborghini, Lotus, Maserati, Maybach, McLaren, Porsche, Rolls Royce, and
Tesla. However, selected models of Audi, BMW, Mercedes-Benz, Cadillac, Infiniti, Land
Rover, Lexus, Lincoln, and Range Rover are covered.
An antique car is defined as one that is over twenty (20) years old, or one that has not been
manufactured for ten (10) years or more.
Vans are not covered. But those designed as small-group transportation vehicles (seating
up to nine (9) people, including the driver) are covered.
If You have questions about a specific vehicle’s coverage or organization where
the vehicle is being reserved, call the Benefit Administrator at 1-800-348-8472, or
Related instances & losses not covered
Any obligation You assume under any agreement (other than the deductible on Your
personal auto policy)
Any violation of the auto rental agreement or this benefit