FEHB Program Carrier Letter
U.S. Office of Personnel Management
Healthcare and Insurance
Letter Number 2023-01
Date: January 18, 2023
Fee-for-service [1] Experience-rated HMO [1] Community-rated HMO [1]
Subject: Prevention and Treatment of Obesity
Long recognized as a disease that impacts children and adults in the U.S.,
obesity is a complex, multifactorial, common, serious, relapsing, and costly
chronic disease that serves as a major risk factor for developing conditions
such as cardiovascular disease, type 2 diabetes, renal disease, non-alcoholic
steatohepatitis, and certain types of cancer. Obesity disproportionally affects
some ethnic and/or racial groups with non-Hispanic Black adults having the
highest prevalence, followed by Hispanic adults. There are also significant
psychosocial burdens experienced by those with obesity.
1
This Carrier Letter supplements and updates OPM’s previous guidance on
obesity treatment and coverage and supersedes guidance that was
previously issued to the extent it is inconsistent with this guidance. We
request that each Carrier review and update their medical policies
accordingly.
Background
OPM requested that plans propose specific services to reduce the incidence
of obesity in Carrier Letter 2011-05. The following year, Carrier Letter 2012-
09 outlined OPM’s expectation that FEHB plans offer programs to help
members attain and maintain a healthy weight. Both letters focused on
nutrition and exercise as primary options. In response, many plans refined
wellness activities, health coaching, nutrition counseling and disease
management to achieve a greater focus on obesity. Carrier Letter 2013-10
1
The Psychosocial Burden of Obesity
FEHB Program Carrier Letter 2023-01
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provided detailed guidance on bariatric surgery and in 2014, OPM issued
Carrier Letter 2014-04 clarifying that it is not permissible to exclude weight
loss drugs from FEHB coverage on the basis that obesity is a “lifestyle”
condition and not a medical one or that obesity treatment is “cosmetic.”
Screening and Prevention
Recognizing that obesity continues to be a significant public health problem,
the United States Preventive Services Task Force (USPSTF) published
updated recommendations that all adults, children and adolescents, and
pregnant women be screened for risk factors associated with obesity. These
recommendations are referenced in:
Healthy Weight and Weight Gain In Pregnancy: Behavioral Counseling
Interventions (2021)
Healthy Diet and Physical Activity for Cardiovascular Disease
Prevention in Adults With Cardiovascular Disease Risk Factors:
Behavioral Counseling Interventions (2020)
Weight Loss to Prevent Obesity-Related Morbidity and Mortality in
Adults: Behavioral Interventions (2018).
The USPSTF reaffirmed their recommendation that adults with a body mass
index of 30 kg/m
2
or higher be referred for intensive, multicomponent
behavioral interventions such as behavior-based weight loss and weight loss
maintenance interventions. The purpose of this recommendation is to
prevent or mitigate the health conditions associated with obesity. USPSTF
rated this recommendation as Grade B.
The USPSTF recommendation, Obesity in Children and Adolescents:
Screening (2017), is currently under review and expected to be updated by
Weight Management in Children and Adolescents: Interventions. The USPSTF
recommends that clinicians screen for obesity in children and adolescents 6
years and older and offer or refer them to comprehensive, intensive
behavioral interventions to promote improvements in weight status. As
stated in Carrier Letter 2022-03 adolescents experienced sharp increases in
their rates of weight gain during the COVID-19 pandemic, particularly
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school-aged children and those who already had obesity. The focus on
obesity coverage for children and adolescents is critical with more children
and families needing support in achieving and maintaining optimal weight for
long-term health.
As a reminder, FEHB Carriers must cover the full scope of required
preventive services recommendations as outlined in Carrier Letter 2019-01.
Specific to obesity, this means the benefit includes screening, and if
referred, the multicomponent, family centered programs that are part of
intensive behavioral interventions.
Pediatric screenings and preventive care endorsed by the American Academy
of Pediatrics Bright Futures Guidelines and Women’s Preventive Services
recommended in guidelines issued by the Health Resources and Services
Administration (HRSA) are also included in this requirement.
Treatment Options
Anti-Obesity Medications
Research in populations with diabetes, hypertension, and cardiovascular
diseases has shown that a 5% decrease in weight results in clinically
significant improvements in these obesity-related comorbid conditions.
Many of the Food and Drug Administration (FDA) approved anti-obesity
medications result in at least a 5% weight loss, with newer approved drugs
approaching a 20% weight loss. Timely management of obesity can be cost
effective, lower health risks, and prevent disease progression. The
landscape of pharmaceuticals available to treat obesity continues to evolve
and there are currently a variety of FDA approved medications available with
different mechanisms of action. The FDA indications for anti-obesity
medications reinforce that nutrition and physical activity regimens should
accompany drug treatment of obesity.
Treatment with anti-obesity medications is highly individualized and will
depend on the individual’s comorbidities, their current medication regimen,
and the potential for adverse effects.
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Anti-obesity medications also provide an important therapy option for
members who do not meet bariatric/metabolic surgery criteria (discussed
below) or those for whom the surgical option is otherwise deemed
inappropriate. Carriers should also support the use of anti-obesity
medications in consultation with the patient when there are ineffective
surgical outcomes such as insufficient weight loss or excessive weight regain
post-surgery.
In Carrier Letter 2022-03, OPM stated that FEHB Carriers are not allowed to
exclude anti-obesity medications from coverage based on a benefit exclusion
or a carve out. Carrier Letter 2022-02 outlines the requirements for Non-
Discriminatory Formulary Design, namely, that a non-discriminatory
formulary design does not have cost or access barriers imposed by disease
or condition.
FEHB Carriers must have adequate coverage of FDA approved anti-obesity
medications on the formulary to meet patient needs and must make
available their exception process to members. Carriers must cover at least
one anti-obesity drug from the GLP-1 class for weight loss and cover at least
2 additional oral anti-obesity drug options. As new anti-obesity drugs are
approved by the FDA, OPM expects Carriers to evaluate and update their
coverage of anti-obesity drugs. Carriers should provide access to a range of
obesity drugs on the formulary in order to satisfy OPM’s requirement in
Carrier Letter 2022-02 that Carriers must ensure non-discriminatory access
to safe, clinically appropriate drug therapy for members with chronic
conditions. This includes drug therapies indicated for adolescents age 12
years and older.
In cases where utilization management edits are applied, the process and
evidence-based criteria for coverage must be transparent, readily accessible,
and follow OPM required turnaround timelines for standard and expedited
reviews. We recognize the progress made in covering anti-obesity
medications; our goal is to have all Carriers offer adequate coverage.
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Bariatric/Metabolic Surgery
Surgical procedures to restrict the size of the stomach or induce
malabsorption of ingested calories were first introduced to treat severe
obesity in the 1950s. Currently, two of the most performed bariatric surgical
procedures are Roux-en-Y gastric bypass and sleeve gastrectomy. The major
effect of these surgeries is gastric restriction, causing weight loss, which is
then augmented by hormonal changes and leads to improved
cardiometabolic outcomes. Bariatric surgery can result in durable weight
loss along with improvement of obesity related conditions such as type 2
diabetes and cardiovascular disease. These procedures are now referred to
as metabolic surgery given the mechanism of action. Surgical techniques are
now more refined, improving the safety of these procedures. Evidence now
supports surgical procedures for adolescents.
Recent studies report both improved mortality and cardiovascular outcomes
with metabolic surgery in individuals with type 2 diabetes and obesity
(BMI>35) with suboptimal control of hyperglycemia, despite both optimal
medical therapy and lifestyle intervention.
2
Metabolic surgery is now
considered a treatment option in the 2022 guidelines
3
put forth by the
American Diabetes Association. OPM requests that plans promptly adjust
their criteria for metabolic surgery to reflect the most current guidelines.
For questions about this Carrier Letter or other aspects of comprehensive
obesity management for the FEHB Program, please e-mail your Health
Insurance Specialist.
Sincerely,
Laurie Bodenheimer
Associate Director
Healthcare and Insurance
2
Clinical practice guidelines for the perioperative nutrition, metabolic, and nonsurgical support of patients
undergoing bariatric procedures 2019 update
3
Obesity and Weight Management for the Prevention and Treatment of Type 2 Diabetes: Standards of Medical Care
in Diabetes2022