Useful information for claimants
1
The appointee is the person named by the deceased member in his PMJJBY enrolment form
where the nominee is a minor.
2
A claimant where there is no nomination or the nominee has predeceased the insured
member shall be one who is a legal heir and submits a succession certificate or legal heir
certificate issued by a competent court or authority.
3
Accident means a sudden, unforeseen and involuntary event caused by external, violent and
visible means. No claim shall be payable in case of death occurring within 30 days from the
date of joining/rejoining the policy,
except in case of death due to accident.
4
Document in support of proof of death may be any of the following:
(i) Death certificate (issued by the registrar of births and deaths appointed by the state
(ii) Hospital discharge summary/certificate in respect of the deceased person, specifying
his/her name, father’s/husband’s name, address and the date, time and cause of death
(iii) Certificate issued by the last attending Registered Medical Practitioner (doctor registered
with the Indian Medical Council) in respect of the deceased person, specifying his/her
name, father’s/husband’s name, address and the date, time and cause of death, which
should be countersigned with his/her seal by a Gazetted officer of the Central or the
State Government or by an officer of the deceased accountholder’s bank or any public
sector bank or any public sector insurer
(iv) Certificate issued in respect of the deceased person by the District Magistrate / Collector
/ Deputy Commissioner of the district concerned, or by any Executive Magistrate
(Additional District Magistrate, Sub-Divisional Magistrate, Tehsildar/Talukdar etc.)
authorised by him/her, in the form prescribed in the claim settlement procedure for the
scheme
5
Document in support of death due to accident may be any of the following:
(1) Any of the documents listed above for proof of death
4
, along with (a) FIR or panchnama
and (b) the post mortem report
(2) Certificate issued in respect of the insured member by the District Magistrate / Collector /
Deputy Commissioner of the district concerned, or by any Executive Magistrate
(Additional District Magistrate, Sub-Divisional Magistrate, Tehsildar/Talukdar, etc.)
authorised by him/her, in the form prescribed in the claim settlement procedure for the
scheme
(3) In case of death due to accidents such as snake bite/ fall from tree, etc., hospital record
specifying the deceased member’s name, father’s/husband’s name, address and the date,
time and cause of death in lieu of (a), (b) and (c) above.
6
7
Document in support of identity of nominee / appointee / claimant may be Aadhaar card or
electoral photo identity card [EPIC] or MGNREGA card or driving license or PAN card or
passport