In order for us to evaluate your request, you must complete the

In order for us to evaluate your request, you must complete the enclosed packet, in full, and fax or mail it to

Chase with the required documentation.

You may save the form locally to your computer and complete at your own pace. Chase can NOT accept

electronic signatures on these documents, so it's important that you print the document and sign in all the

required places.

Delays in the process are often a result of missing information or signatures on required forms.

This packet contains the following items:

Required Documentation for Borrower and Co-Borrower Checklist -

Detailed list of the documents you must send to us in addition to the packet

Request forModification and Affidavit -

Information about your property, loans, income, etc., as well as details on the circumstances that have

made it difficult for you to stay up-to-date with your mortgage payments

IRS Form4506-T Request for Transcript of Tax Return Form -

Allows Chase to receive a transcript of your tax return to verify income information

Dodd-Frank Eligibility Certification -

The federal government now requires that all borrowers seeking assistance fromthe Making Home

Affordable (MHA) Program complete and sign the enclosed Dodd-Frank Eligibility Certification

If you need any assistance completing this packet please contact us at 866-550-5705.

Please send the completed packet as well as all required documentation to Chase:

BY REGULAR MAIL: BYOVERNIGHT MAIL: BY FAX:

Chase Fulfillment Center

P.O. Box 469030

Glendale, CO 80246

Chase Fulfillment Center

710 South Ash St.

Suite #200

Glendale, CO 80246

866-282-5682

Important Information

Chase is a debt collector.

If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney's name, address, and telephone number.

If you are currently a debtor in bankruptcy proceedings and subject to the protections of the automatic stay, or if you have received a final

discharge in a bankruptcy, this notice is for compliance and/or informational purposes only and not an attempt to impose personal liability for the

debt in violation of the bankruptcy laws. However, Chase Home Finance LLC still has the right under the Mortgage to foreclose on the Property.

An important reminder for all our customers: As stated in the "Questions and Answers for Borrowers about the Homeowner Affordability and

Stability Plan" distributed by the Obama Administration, "Borrowers should beware of any organization that attempts to charge a fee for housing

counseling or modification of a delinquent loan, especially if they require a fee in advance." Loan modification scams should be reported to

PreventLoanScams.org or by calling (888) 995-HOPE. Chase offers loan modification assistance free of charge (i.e., no modification fee required).

Please call us immediately at 866-550-5705 to discuss your options. The longer you delay the fewer options you may have.

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Loan Number:

Borrower Name(s): Property Address:

1. REQUIRED DOCUMENTATION - DEPENDINGON EMPLOYMENT STATUS

Wage Earner (receive a W-2 from your employer) : If you are Self Employed, please provide:

Two (2) Pay Stubs showing YTD earnings P & L Statement

Last four (4) months complete Business Bank Statements (must

provide all pages)

2. REQUIRED DOCUMENTATION - ALL

Request for Modification and Affidavit (RMA)

IRS Form 4506-T - Request for Transcript of Tax Return

If you are less than 2 payments past due, you must include the most recent statement(s) supporting assets listed on page 2 of

the Request for Modification and Affidavit Form (must provide all pages of statements)

Dodd-Frank Eligibility Certification

The following documentation is required depending on source of additional income:

Social Security, Disability, Death Benefits, Pension, Public Assistance or Unemployment

Benefit statement or letter from provider that states the amount, frequency and duration AND

Evidence of receipt of payment, such as copies of the two most recent bank statements or deposit advances showing deposit amounts

Rental Income

Current Tax Return (must have all Borrower(s) names, signatures and Social Security Numbers included) AND

Current lease agreement and two most recent bank statements or cancelled checks reflecting rental payments

Alimony or Child Support (not required but may be voluntarily offered)

Copy of divorce decree, court verification, separation agreement or letter from provider that states the amount, frequency and duration

AND

Evidence of receipt of such payments, such as copies of the two most recent bank statements or deposit advances showing deposit

amounts

Is your loan currently escrowed for taxes and insurance? No Yes

If No, the following documentation is required:

Most recent property tax bill(s) with a copy of the cancelled check or paid receipt for all recent applicable taxes (County, City, School, etc.)

Current insurance declaration page for all applicable coverage types (must show premium amount for homeowners, flood and wind)

Most recent hazard and flood insurance policy so that we can ensure adequate hazard and flood insurance coverage on your property and

complete your modification request

If your modification includes an extension of the maturity date or capitalization of unpaid balances for your loan and the property is

located in a Special Flood Hazard Area, as part of the modification process we are required by law to send you another flood notice

confirming your propertys flood status. As a result, if you receive this additional notice from us with your final modification

package, all you need to do is to immediately sign the flood notice acknowledgement, as required, and return it to us. The

modification will not be processed until the signed acknowledgement is returned.

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REQUEST FOR MORTGAGE ASSISTANCE (RMA) page 1 COMPLETE ALL FOUR PAGES OF THIS FORM

Loan I.D. Number Servicer

BORROWER CO-BORROWER

Borrower's name Co-borrower's name

Social Security number Social Security number

Home phone number with area code Home phone number with area code

Cell or work number with area code Cell or work number with area code

I want to: Keep the Property Sell the Property

The property is my: Primary Residence Second Home Investment

The property is: Owner Occupied Renter Occupied for less than 12 months Vacant for less than 12 months

Mailing address

Property address (if same as mailing address, just write same) E-mail address

Is the property listed for sale? Yes No Have you contacted a credit-counseling agency for help? Yes No

Have you received an offer on the property? Yes No If yes, please complete the following:

Date of offer _________, Amount of Offer $_________ Counselor's Name:

Agent's Name: Agency Name:

Agent's Phone Number: Counselor's Phone Number:

For Sale by Owner? Yes No Counselor's Email:

Who pays the Real Estate Tax bill on your property? Who pays the hazard insurance policy for your property?

I do Lender does Paid by condo or HOA I do Lender does Paid by condo or HOA

Are the taxes current? Yes No Is the policy current? Yes No

Condominium or HOA Fee Yes No $ ______________ Name of Insurance Co. ______________________________

Paid to:

_____________________________________________________

Insurance Co. Tel #: ________________________________

Have you filed for bankruptcy? Yes No If yes: Chapter7 Chapter13 Filing Date:

Has your bankruptcy been discharged? Yes No Bankruptcy Case number _____________________

Additional Liens/Mortgages or Judgments on this property:

Lien Holders Name/Servicer Balance Contact Number Loan Number

HARDSHIP AFFIDAVIT

I (We) am/are requesting review under the Making Home Affordable program.

I am having difficulty making my monthly payment because of financial difficulties created by (check all that apply):

My household income has been reduced. For example: unemployment,

underemployment, reduced pay or hours, decline in business earnings, death,

disability or divorce of a borrower or co-borrower.

My monthly debt payments are excessive and I am overextended with my

creditors. Debt includes credit cards, home equity or other debt.

My expenses have increased. For example: monthly mortgage payment reset,

high medical or health care costs, uninsured losses, increased utilities or property

taxes.

My cash reserves, including all liquid assets, are insufficient to maintain my

current mortgage payment and cover basic living expenses at the same time.

I am unemployed and (a) I am receiving/will receive unemployment benefits or

(b) my unemployment benefits ended less than 6 months ago.

Other:

Explanation (continue on a separate sheet of paper if necessary): .

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REQUEST FOR MORTGAGE ASSISTANCE (RMA) page 2 COMPLETE ALL FOUR PAGES OF THIS FORM

INCOME/EXPENSES FOR HOUSEHOLD

Number of People in Household:

Monthly Household Income Monthly Household Expenses/Debt Household Assets

Monthly Gross wages $0 First Mortgage Payment $0 Checking Account(s) $0

Overtime $0 Second Mortgage Payment $0 Saving s/ Money Market $0

Child Support / Alimony

$0 Mortgage Insurance $0 Stocks / Bonds / CDs $0

Social Security/SSDI $0 Property Taxes $0 Other Cash on Hand $0

Other monthly income from

pensions, annuities or

retirement plans

$0 Property Insurance ** $0 Other Real Estate (estimated

value)

Tips, commissions, bonus and

self-employed income

$0 Credit Cards / Installment

Loan(s) (total minimum

payment per month)

$0 Other $0

Rents Received $0 Alimony, child support

payments

Unemployment Income $0 Net Rental Expenses $0

Food Stamps/Welfare $0 HOA/Condo Fees/Property

Maintenance

Other (spouse's Income,

investment income, royalties,

interest, dividends etc)

$0 Car Payments $0

Other $0 Do not include the value of life insurance or

retirement plans when calculating assets (401k,

pension funds, annuities, IRAs, Keogh plans,

etc.)

Total (Gross Income) $0 Total Debt/Expenses $0 Total Assets $0

INCOME MUST BE DOCUMENTED

1 Include combined income and expenses from the borrower and co-borrower (if any). If you include income and expenses from a household member

who is not a borrower, please specify using the back of this form if necessary.

2 You are not required to disclose Child Support, Alimony or Separation Maintenance income, unless you choose to have it considered by

your servicer. ** Includes flood insurance, if any.

INFORMATION FOR GOVERNMENT MONITORING PURPOSES

The following information is requested by the federal government in order to monitor compliance with federal statutes that prohibit discrimination in housing. You are not

required to furnish this information, but are encouraged to do so. The law provides that a lender or servicer may not discriminate either on the basis of this

information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one

designation. If you do not furnish ethnicity, race, or sex, the lender or servicer is required to note the information on the basis of visual observation or surname if you have

made this request for a loan modification in person. If you do not wish to furnish the information, please check the box below.

BORROWER I do not wish to furnish this information CO-BORROWER I do not wish to furnish this information

Ethnicity: Hispanic or Latino Ethnicity: Hispanic or Latino

Not Hispanic or Latino Not Hispanic or Latino

Race: American Indian or Alaska Native Race: American Indian or Alaska Native

Asian Asian

Black or African American Black or African American

Native Hawaiian or Other Pacific Islander Native Hawaiian or Other Pacific Islander

White White

Sex: Male Sex: Male

Female Female

To be Completed by Interviewer

Name/Address of Interviewer's Employer

This request was taken by: Interviewer's Name (print or type) & ID Number

Face-to-face interview

Interviewer's Signature Date

Mail

Telephone

Interviewer's Phone Number (include area code)

Internet

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REQUEST FOR MORTGAGE ASSISTANCE (RMA) page 3 COMPLETE ALL FOUR PAGES OF THIS FORM

DODD-FRANK CERTIFICATION

The following information is requested by the federal government in accordance with the Dodd-Frank Wall Street Reform and

Consumer Protection Act (Pub. L. 111-203).You are required to furnish this information. The law provides that no person shall be

eligible to begin receiving assistance from the Making Home Affordable Program, authorized under the Emergency Economic

Stabilization Act of 2008 (12 U.S.C. 5201 et seq.), or any other mortgage assistance program authorized or funded by that Act, if such

person, in connection with a mortgage or real estate transaction, has been convicted, within the last 10 years, of any one of the

following: (A) felony larceny, theft, fraud, or forgery, (B) money laundering or (C) tax evasion.

I/we certify under penalty of perjury that I/we have not been convicted within the last 10 years of any one of the following in connection

with a mortgage or real estate transaction:

(a) felony larceny, theft, fraud, or forgery

(b) money laundering or

I/we understand that the servicer, the U.S. Department of the Treasury, or their agents may investigate the accuracy of my statements

by performing routine background checks, including automated searches of federal, state and county databases, to confirm that I/we

have not been convicted of such crimes. I/we also understand that knowingly submitting false information may violate Federal law.

This certification is effective on the earlier of the date listed below or the date received by your servicer.

ACKNOWLEDGEMENT AND AGREEMENT

In making this request for consideration under the making Home Affordable Program, I certify under penalty of perjury:

1. That all of the information in this document is truthful and the event(s) identified on page 1 is/are the reason that I need to

request a modification of the terms of my mortgage loan, short sale or deed-in-lieu of foreclosure.

2. I understand that the Servicer, the U.S. Department of the Treasury, or their agents may investigate the accuracy of my

statements and may require me to provide supporting documentation. I also understand that knowingly submitting false

information may violate Federal law.

3. I understand the Servicer will pull a current credit report on all borrowers obligated on the Note.

4. I understand that if I have intentionally defaulted on my existing mortgage, engaged in fraud or misrepresented any fact(s) in

connection with this document, the Servicer may cancel any Agreement under Making Home Affordable and may pursue

foreclosure on my home.

5. That: my property is owner-occupied; I intend to reside in this property for the next twelve months; I have not received a

condemnation notice; and there has been no change in the ownership of the Property since I signed the documents for the

mortgage that I want to modify.

6. I am willing to provide all requested documents and to respond to all Servicer questions in a timely manner.

7. I understand that the Servicer will use the information in this document to evaluate my eligibility for a loan modification or short

sale or deed-in-lieu of foreclosure, but the Servicer is not obligated to offer me assistance based solely on the statements in this

document.

8. I am willing to commit to credit counseling if it is determined that my financial hardship is related to excessive debt.

9. If I was discharged in a Chapter 7 bankruptcy proceeding subsequent to the execution of the Loan Documents, or am currently

entitled to the protections of any automatic stay in bankruptcy, I acknowledge that Servicer is providing the information about the

Making Home Affordable program at my request and for informational purposes, and not as an attempt to impose personal

liability for the debt evidenced by the Note.

10. I understand that the Servicer will collect and record personal information, including, but not limited to, my name, address,

telephone number, social security number, credit score, income, payment history, government monitoring information, and

information about account balances and activity. I understand and consent to the disclosure of my personal information and the

terms of any Making Home Affordable Agreement by Servicer to (a) the U.S. Department of the Treasury, (b) Fannie Mae and

Freddie Mac in connection with their responsibilities under the Homeowner Affordability and Stability Plan; (c) any investor,

insurer, guarantor or servicer that owns, insures, guarantees or services my first lien or subordinate lien (if applicable) mortgage

loan(s); (d) companies that perform support services in conjunction with Making Home Affordable; and (e) any HUD-certified

housing counselor.

11. I understand that if Servicer offers me a trial period plan under the Making Home Affordable Program, and I fail to accept or

complete the trial plan for any reason, including, for example, declining the trial plan offer, failing to accept the trial plan offer,

failing to make trial plan payments in a timely manner, or failing to accept a final modification at the end of the trial period, I may

permanently lose eligibility for a modification under the Making Home Affordable Program and any other modification

programoffered by Servicer.

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The undersigned certifies/y under penalty of perjury that all statements in this document are true and correct.

Borrower Signature Social Security Number Date of Birth Date

Co-Borrower Signature Social Security Number Date of Birth Date

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REQUEST FOR MORTGAGE ASSISTANCE (RMA) page 4 COMPLETE ALL FOUR PAGES OF THIS FORM

HOMEOWNER'S HOTLINE

If you have questions about this document or the Making Home Affordable Program, please call your servicer.

If you have questions about the program that your servicer cannot answer or need further counseling, you can call the

Homeowners HOPE Hotline at 1-888-995-HOPE (4673). The Hotline can help with questions about the program and offers

free HUD-certified counseling services in English and Spanish.

NOTICE TO BORROWERS

Be advised that by signing this document you understand that any documents and information you submit to your servicer in connection with the

Making Home Affordable Program are under penalty of perjury. Any misstatement of material fact made in the completion of these documents

including but not limited to misstatement regarding your occupancy in your home, hardship circumstances, and/or income, expenses, or assets

will subject you to potential criminal investigation and prosecution for the following crimes: perjury, false statements, mail fraud, and wire fraud.

The information contained in these documents is subject to examination and verification. Any potential misrepresentation will be referred to the

appropriate law enforcement authority for investigation and prosecution. By signing this document you certify, represent and agree that: "Under

penalty of perjury, all documents and information I have provided to Lender in connection with the Making Home Affordable Program, including

the documents and information regarding my eligibility for the program, are true and correct." If you are aware of fraud, waste, abuse,

mismanagement or misrepresentations affiliated with the Troubled Asset Relief Program, please contact the SIGTARP Hotline by calling

1-877-SIG-2009 (toll-free), 202-622-4559 (fax), or www.sigtarp.gov. Mail can be sent to Hotline Office of the Special Inspector General for

Troubled Asset Relief Program, 1801 L St. NW, Washington, DC 20220.

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Form

4506-T

Request for Transcript of Tax Return

(Rev. January 2012) Department of the

Treasury Internal Revenue Service

Request may be rejected if the form is incomplete or illegible. OMB No. 1545-1872

Tip: Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can quickly request transcripts by using

our automated self-help service tools. Please visit us at IRS.gov and click on "Order a Transcript" or call 1-800-908-9946. If you need a copy of your return,

use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return.

1a Name shown on tax return. If a joint return, enter the name shown first. 1b First social security number on tax return, individual taxpayer

identification number, or employer identification number (see

instructions)

______ - ___ - ______

2a If a joint return, enter spouse's name shown on tax return 2b Second social security number or individual taxpayer identification

number if joint tax return

______ - ___ - ______

3 Current address (including apt., room, or suite no.), city, state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party's name, address, and

telephone number.

Regular Mail: Overnight Mail: Phone Number:

Chase Fulfillment Center

PO Box 469030

Glendale, CO 80246

Chase Fulfillment Center

710 South Ash Street, Suite 200

Glendale, CO 80246

866-550-5705

Caution.

If the transcript is being mailed to a third party, ensure that you have filled in line 6 and line 9 before signing. Sign and date the form once you have filled in these lines.

Completing these steps helps to protect your privacy. discloses your IRS transcript to the third party listed on line 5, the IRS has no control over what the third party does with the

information. If you would like to limit the third party's authority to disclose your transcript information, you can specify this limitation in your written agreement with the third party.

6 Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form

number per request. 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect changes

made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series, Form 1065, Form

1120, Form 1120A, Form 1120H, Form 1120L, and Form 1120S. Return transcripts are available for the current year and returns processed

during the prior 3 processing years. Most requests will be processed within 10 business days . . . . . .

b Account Transcript,which contains information on the financial status of the account, such as payments made on the account, penalty

assessments, and adjustments made by you or the IRS after the return was filed. Return information is limited to items such as tax liability and

estimated tax payments. Account transcripts are available for most returns. Most requests will be processed within 30 calendar days. . .

c Record of Account,which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript.

Available for current year and 3 prior tax years. Most requests will be processed within 30 calendar days . . . . . .

7 Verification of Nonfiling, which is proof from the IRS that you did not file a return for the year. Current year requests are only available after June

15th. There are no availability restrictions on prior year requests. Most requests will be processed within 10 business days .

8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these

information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this transcript

information for up to 10 years. Information for the current year is generally not available until the year after it is filed with the IRS. For example, W-2

information for 2010, filed in 2011, will not be available from the IRS until 2012. If you need W-2 information for retirement purposes, you should

contact Social Security Administration at 1-800-772-1213. Most requests will be processed within 45 days . . .

Caution.

If you need a copy of Form W-2 or Form 1099, you should first contact the payer. To get a copy of the Form W-2 or Form 1099 filed with your return,

you must use Form 4506 and request a copy of your return, which includes all attachments.

9 Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four years or

periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter each quarter or tax

period separately.

12/31/2011 12/31/2010

_________________ _________________ _________________

Check this box if you have notified the IRS or the IRS has notified you that one of the years for which you are requesting a transcript involved identity

theft on your federal tax return . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . .

Caution: Do not sign this form unless all applicable lines have been completed.

Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax

information requested. If the request applies to a joint return, either husband or wife must sign. If signed by a corporate officer, partner, guardian, tax

matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on

behalf of the taxpayer. Note. For transcripts being sent to a third party, this form must be received within 120 days of signature date.

Telephone number of taxpayer

on line 1a or 2a

Signature (see instructions) Date

Sign

Here

Title (if line 1a above is a corporation, partnership, estate, or trust)

Spouse's signature Date

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Dodd-Frank Certification

The following information is requested by the federal government in accordance with the Dodd-Frank Wall

Street Reform and Consumer Protection Act (Pub. L. 111-203). You are required to furnish this

information. The law provides that no person shall be eligible to begin receiving assistance from the

Making Home Affordable Program, authorized under the Emergency Economic Stabilization Act of 2008 (12

U.S.C. 5201 et seq.), or any other mortgage assistance program authorized or funded by that Act, if such

person, in connection with a mortgage or real estate transaction, has been convicted, within the last 10

years, of any one of the following: (A) felony larceny, theft, fraud, or forgery, (B) money laundering or (C) tax

evasion.

I/we certify under penalty of perjury that I/we have not been convicted within the last 10 years of any one of

the following in connection with a mortgage or real estate transaction:

(a) felony larceny, theft, fraud, or forgery,

(b) money laundering or

I/we understand that the servicer, the U.S. Department of the Treasury, or their agents may investigate the

accuracy of my statements by performing routine background checks, including automated searches of

federal, state and county databases, to confirm that I/we have not been convicted of such crimes. I/we also

understand that knowingly submitting false information may violate Federal law.

This Certificate is effective on the earlier of the date listed below or the date received by your servicer.

Borrower Signature Social Security Number Date of Birth Date

Co-Borrower Signature Social Security Number Date of Birth Date

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